Affordable Care Act As most some people found out, the affordable care act is not affordable for all. For example, a 50-year-old healthy female in Louisiana that works hard and makes $49,000 a year would not qualify for a subsidy. The lowest cost Bronze Health Plan...
Why is Home Replacement cost so important? Imagine going through a catastrophic event and your home is in ruins. After you deal with your immediate safety needs, you contact your homeowner’s insurance company. Then you begin the claims process. The adjuster comes...
Making Your Homeowners Claim Go Smoothly Disasters happen unexpectedly and range from minor to devastating. When your home is damaged as a result, the last thing you need is the stress of filing your homeowners claim and waiting for it to be settled and paid. You can...
What You Need to Know about Flood Insurance Coverage As important as water is to us, it can cause terrible problems too. Flooding causes millions of dollars in damage a year. What many homeowners do not realize is that their regular home insurance does not cover flood...
House Insurance in New Orleans and Metairie, Louisiana – Why Is It So Expensive? Why is house insurance in New Orleans and Metairie, Louisiana, so expensive? There are several factors that impact house insurance premiums such as real estate values, construction costs,...
Same Sex Marriage On June 26, 2015, the United States Supreme Court ruled in favor of same-sex marriage. As a result same-sex couples have the same rights as heterosexual couples have. A few of those rights are: Social Security Now same-sex couples have spousal rights...
Purchase Life Insurance Now It is something that no one likes to think about — their own death. It is a reality of life, however, and one that must be faced head on, especially if you have people who depend on you for their financial support. Purchasing life...
The New Term Life Insurance Recent studies show that nearly half of all Americans suffer from at least one chronic illness. A lot of these people have one or more daily activity limitations. Chronic diseases such as heart disease, stroke, cancer, and diabetes are...
Whole Life Policy Most parents and grandparents are looking for ways to give every advantage possible to the children they love. Help them give the gift of a lifetime with a Whole Life Insurance Policy. A whole life insurance policy has many features. The rates are...
Whole Life Policy vs. Funeral Home Policy I have had clients call me and ask about pre-funeral arrangements to see if I thought it was a good idea. In order to fully answer the question, I went to a funeral home to see if a whole life policy or a funeral home policy...
