Mobile Home Insurance in Louisiana — Affordable & Reliable

No-Hassle, Free Quotes from People Who Care

Worried about storms, fire, or theft? We've got you covered.

Mobile Home Insurance in Louisiana that covers weather, fire, theft & liability. We guarantee fast quotes with local support.

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★★★★★

Mobile homes are just as much a home as any site-built house — and they deserve the right protection.

Whether you live in it full time or rent it out, mobile & manufactured home insurance in Louisiana helps cover damage from storms, fire, theft, and more. We'll help you get the right coverage that fits your home and your budget.

Yellow mobile home with white doors and brown steps. The steps have plants on them. Grass is in front of the home, the sky is blue. Mobile homes in Louisiana are vulnerable and need to be insured.

Why Do You Need Manufactured Home Insurance in Louisiana?

✔ Severe weather is common. Hurricanes, hail, and high winds are part of life here — insurance helps you repair or replace your home after a storm.

✔ Fires & theft can happen anywhere. Even a small fire or break-in can cause major losses if you're uninsured.

✔ Many parks & lenders require it. If you’re financing your home or live in a mobile home park, proof of insurance is usually required.

✔ Repairs are costly. Insurance helps cover repair or rebuild costs, so you’re not left paying out of pocket.

✔ Protect your liability. If someone gets hurt on your property, liability coverage helps cover medical bills or legal costs.

✔ Loss of use coverage matters. If a disaster makes your home unlivable, insurance can pay for temporary housing.

A manufactured home park with cream-colored homes that have brown doors and trim. They also have front porches and grass in front of them. Mobile homes need to be insured in Louisiana.

Types of Mobile Home Insurance in Louisiana

🏠 Owner-Occupied Insurance — For mobile homeowners who live in the home full-time or part-time. Covers the structure, personal property, and liability.

🔁 Replacement Cost vs. Actual Cash Value (ACV) — Choose whether your claim pays for full replacement or depreciated value. We’ll help you decide what’s best.

💼 Rental/Landlord Policies — If you rent out your mobile home, this coverage protects the structure + provides landlord liability.

🌴 Seasonal or Vacant Home Coverage — Insurance for mobile homes that are used part-time or are currently unoccupied.

💧 Flood Insurance Add-On — Since mobile homes are vulnerable to flood damage, we can pair your mobile home insurance policy in Louisiana with a separate flood insurance plan.

🧰 Modular or Park Model Coverage — For homes built off-site & installed on foundations — we make sure they’re properly classified and covered.

A paper that says "insurance" and has copy about a policy. A wooden house is on the paper and a pen rests across the policy. Mobile home insurance in Louisiana is essential.

Why Do Louisiana Mobile Home Owners Trust TWFG Landeche Insurance?

✔ Local expertise for Louisiana’s unique risks (like hurricanes & high winds)

✔ Independent agency = we shop multiple carriers for you

✔ Coverage for owner-occupied, rental & seasonal mobile homes

✔ Friendly, no-pressure advice from people who care

Not sure what you need? We’ll help you with your mobile home insurance in Louisiana based on your needs and risks. Call/text us at 504-228-7184.

★★★★★

Landeche Insurance has been a blessing ever since I switched to them. Every question or concern I have had has been answered promptly and honestly.

— Shanda Jones

FAQs

  • It’s not legally required, but most lenders and parks will require it — and it’s strongly recommended due to storm risk.

  • They're very similar! We cover both — the main difference is how and when the home was built.

  • Not by default. You’ll need separate flood insurance, which we can help you add.

  • Factors include location, age of home, value, foundation type, and your claim history.

Get a Free, No-Obligation Quote

Simple. Fast. Local.

Just fill out our quick form or call/text us at 504-228-7184. One of our licensed agents will reach out with options tailored to your manufactured home insurance needs and goals—no spam, no pressure.

Ready to Protect Your Mobile Home in Louisiana?

Let’s get you the right coverage — fast, easy & with no pressure.

👉 Call 504-228-7184 or Request Your Quote Now