Business General Liability

Protecting Your Business From the Unexpected

At TWFG Landeche Insurance, we know that even the most careful business owners face risks every day. A customer slip-and-fall, accidental property damage, or even a simple advertising claim could result in costly lawsuits. General liability insurance helps safeguard your company against these risks, so you can stay focused on running and growing your business with confidence.

What General Liability Insurance Covers

With coverage tailored to your operations, general liability insurance can help protect against:

• Bodily injury – Medical costs if someone is injured on your premises or because of your business operations.

• Property damage – Protection if your business accidentally damages another person’s property.

• Personal & advertising injury – Claims related to slander, libel, or unintentional copyright use in your marketing.

• Medical payments – Coverage for immediate medical expenses, regardless of fault.

• Products & completed operations – Liability if a product you sell or work you complete causes harm after delivery.

• Damage to rented premises – Protection if you lease or rent a building and accidental damage occurs.

Who Needs General Liability Insurance?

General liability is considered a foundational policy for almost every type of business, including:

• Contractors, plumbers, electricians, and other trades.

• Small business owners with physical locations or customer foot traffic.

• Companies that advertise or produce marketing content.

• Businesses that sign contracts requiring proof of liability coverage.

• Service providers who work on client properties.