Landeche Insurance Agency Trusted in Metairie & New Orleans Since 2005
Landeche Insurance Agency is an independent insurance agency located in Metairie, Louisiana and serving the Greater New Orleans area with the customer in mind. Landeche Insurance is an independent agency that offers Insurance services to all. We are devoted to bringing the best and most comprehensive insurance coverage. We are well aware of the risks that we are exposed to and it is therefore important to secure your family’s future.
Our services include Personal lines
Under Personal Insurance Policies, we offer our clients:
Most often Home owners do not know what their home insurance policy covers, until they get involved in a tragedy. Since cost is a consideration, working with a Landeche Insurance Agent to find the right coverage is crucial. Under home Insurance, we offer a variety of policies to suit your needs. Some of these policies include:
- Dwelling Fire Form
- Basic Form
- Broad Form
- Special Form
- Comprehensive Form
Landeche Insurance understands how much you care and love your family and that’s why we have this insurance policy. It protects you from financial difficulties that might arise due to unexpected events. This income replaces a portion of your income if you are no longer able to work due to health conditions or disability. Depending on the policy, this coverage can be 50%, 70% or 85% of your current salary.
Here are some disability facts you should know:
200,000+ bankruptcies are filed every year due to injuries and unexpected health conditions. Being unable to cater for medical bills accounts for over 60% of all personal bankruptcies
- Over 25% of all employees will become disabled before they retire
- Over 15% will miss more than 4 years of work.
- Over 40% of American families currently spend more than they earn.
Talk to a Landeche Insurance agent for more information about this insurance policy.
Landeche Insurance is well aware that you value your health. Whether you are covering your whole family or just yourself, you need a Landeche insurance agent to personalize the policy to your specific needs. Under this insurance policy we offer:
- Catastrophic Health cover: designed for individuals that has financial resources to handle routine health needs of doctor visits
- Short-term Health cover: for specific period of time
- Major Medical: insurance policy that covers more cost
Landeche insurance agency values your life that is why we have personalized our life insurance coverage to fit your needs. We offer:
- Term Life: it’s the easiest and least expensive to buy. You get to pay the premiums and the Insurance Company gets to pay a specific lump sum amount of money to your beneficiaries upon your death.
- Whole life– is designed to stay with you your “whole life” at a fixed premium. It has a cash value, so you can receive dividends from your policy. Just like term life insurance, your beneficiaries will receive a lump sum payment upon your death.
- Universal life– is similar to whole life except that it separates out the premium payments into three different accounts.
In addition to insurance we offer our clients annuities. We offer three types of annuities
- Immediate Annuities: This is an annuity contract that is purchased with a single lump sum. The insurance company then pays you a guaranteed income that starts immediately. The income could be for a period of time or your whole life.
- Fixed Annuities: This annuity is like the CD’s issued from a bank but the interest rates are higher in most cases. For current rates call my office.
- Index Annuities: An index annuity is a fixed annuity the main difference is that the interest is linked to a stock index. You are not buying shares of stock when you buy an index annuity.
If you have any questions or would like an insurance quote we can be reached atanytime.